ICICI Bank is India's second-largest bank with total assets of Rs. 3,634.00 billion (US$ 81 billion) at March 31, 2010 and profit after tax Rs. 40.25 billion (US$ 896 million) for the year ended March 31, 2010. The Bank has a network of 2,016 branches and about 5,219 ATMs in India and presence in 18 countries. ICICI Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialised subsidiaries in the areas of investment banking, life and non-life insurance, venture capital and asset management. The Bank currently has subsidiaries in the United Kingdom, Russia and Canada, branches in United States, Singapore, Bahrain, Hong Kong, Sri Lanka, Qatar and Dubai International Finance Centre and representative offices in United Arab Emirates, China, South Africa, Bangladesh, Thailand, Malaysia and Indonesia. Our UK subsidiary has established branches in Belgium and Germany.
ICICI Bank's equity shares are listed in India on Bombay Stock Exchange and the National Stock Exchange of India Limited and its American Depositary Receipts (ADRs) are listed on the New York Stock Exchange (NYSE).
08 July, 2010
Debit Card
What is a Debit Card anyway? To put it in a nutshell, it's an ATM card on the move. This one can be used to make payments at merchant outlets by swiping like you do with credit cards. The best thing is "You don't have to worry about your cash flow problems anymore". The amount gets automatically debited to your checking account immediately.
04 March, 2010
Friendship
Friendship is the cooperative and supportive relationship between people, or animals. In this sense, the term connotes a relationship which involves mutual knowledge, esteem, affection, and respect along with a degree of rendering service to friends in times of need or crisis. Friends will welcome each other's company and exhibit loyalty towards each other, often to the point of altruism. Their tastes will usually be similar and may converge, and they will share enjoyable activities. They will also engage in mutually helping behavior, such as the exchange of advice and the sharing of hardship. A friend is someone who may often demonstrate reciprocating and reflective behaviors. Yet for some, the practical execution of friendship is little more than the trust that someone will not harm them.
Friendship Finance
Finance is the science of funds management. The general areas of finance are business finance, personal finance, and public finance. Finance includes saving money and often includes lending money. The field of finance deals with the concepts of time, money and risk and how they are interrelated. It also deals with how money is spent and budgeted.
Finance works most basically through individuals and business organizations depositing money in a bank. The bank then lends the money out to other individuals or corporations for consumption or investment, and charges interest on the loans.
Loans have become increasingly packaged for resale, meaning that an investor buys the loan (debt) from a bank or directly from a corporation. Bonds are debt sold directly to investors from corporations, while that investor can then hold the debt and collect the interest or sell the debt on a secondary market. Banks are the main facilitators of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organizations have become important as they invest in various forms of debt. Financial assets, known as investments, are financially managed with careful attention to financial risk management to control financial risk. Financial instruments allow many forms of securitized assets to be traded on securities exchanges such as stock exchanges, including debt such as bonds as well as equity in publicly-traded corporations.
Central banks, such as the Federal Reserve System banks in the United States and Bank of England in the United Kingdom, are strong players in public finance, acting as lenders of last resort as well as strong influences on monetary and credit conditions in the economy.
Finance works most basically through individuals and business organizations depositing money in a bank. The bank then lends the money out to other individuals or corporations for consumption or investment, and charges interest on the loans.
Loans have become increasingly packaged for resale, meaning that an investor buys the loan (debt) from a bank or directly from a corporation. Bonds are debt sold directly to investors from corporations, while that investor can then hold the debt and collect the interest or sell the debt on a secondary market. Banks are the main facilitators of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organizations have become important as they invest in various forms of debt. Financial assets, known as investments, are financially managed with careful attention to financial risk management to control financial risk. Financial instruments allow many forms of securitized assets to be traded on securities exchanges such as stock exchanges, including debt such as bonds as well as equity in publicly-traded corporations.
Central banks, such as the Federal Reserve System banks in the United States and Bank of England in the United Kingdom, are strong players in public finance, acting as lenders of last resort as well as strong influences on monetary and credit conditions in the economy.
09 January, 2010
Friends Poem
Friends are friends forever together 'till the end. You promised me that you would always be my friend. One day something changed I'm not sure what it was. I lost you on that day and the reason was because it was a late dark night and we had a stupid fight. And for some reason, I don't know why, we couldn't make it right. |
We went our separate ways. This went on for days and days. I made new friends and you made yours, but that hole in my heart could not be filled for that hole was only yours. Times got really tough, my road of life was, oh, so rough. I needed friends, not the kind you see from day to day, but the kind that will always and forever stay. |
VIRGIN POEM
In a second we split in the next we commit but still
My eyes search and find only you.
You're the reason this
hearts skips a beat..
My journey , victory turns into a defeat
In those foggy mornings , you
Bring the vision of space.
My senses freeze , all by your grace.!
Then again I wait from dusk to dawn
Waiting my eyes turn off and on
Face of a face , an interface..
Tell me the remedy or i might just fail
Terrfying senses which just prevail..
In front of me , this heart never
speaks
In front of you , this lips never speak
I should have known , that my very own , are the only ones to trust
Oblivious to the pain ,.this heart is
In vain ..!
Nothing to explain....!
So next to him ,I am ask him now.
What was my mistake , tell me somehow ?.
But now it remains a part of me..and
It will remain with me forever.
With evryday it buildsup even more
These dented feelings..hurt...very sore..!
by outlander.
My eyes search and find only you.
You're the reason this
hearts skips a beat..
My journey , victory turns into a defeat
In those foggy mornings , you
Bring the vision of space.
My senses freeze , all by your grace.!
Then again I wait from dusk to dawn
Waiting my eyes turn off and on
Face of a face , an interface..
Tell me the remedy or i might just fail
Terrfying senses which just prevail..
In front of me , this heart never
speaks
In front of you , this lips never speak
I should have known , that my very own , are the only ones to trust
Oblivious to the pain ,.this heart is
In vain ..!
Nothing to explain....!
So next to him ,I am ask him now.
What was my mistake , tell me somehow ?.
But now it remains a part of me..and
It will remain with me forever.
With evryday it buildsup even more
These dented feelings..hurt...very sore..!
by outlander.
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